Website Terms of Use

 

Agreement between user and https://associationforbetterhealth.org

Welcome to https://associationforbetterhealth.org. The https://associationforbetterhealth.org website (the "Site") is comprised of various web pages operated by Association for Better Health ("ABH"). https://associationforbetterhealth.org is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of https://associationforbetterhealth.org constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

https://associationforbetterhealth.org is a member informational portal

The Site provides access to financial wellness service providers to help members with everyday financial-related issues. The Site includes links and phone numbers to resources, tools, products, and services to help save members money and to improve and protect overall financial well-being.

Privacy

Your use of https://associationforbetterhealth.org is subject to ABH's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting https://associationforbetterhealth.org or sending emails to ABH constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

 

Your account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that ABH is not responsible for third party access to your account that results from theft or misappropriation of your account. ABH and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

 

ABH does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use https://associationforbetterhealth.org only with permission of a parent or guardian.

 

Links to third party sites/Third party services

https://associationforbetterhealth.org may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of ABH and ABH is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ABH is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ABH of the site or any association with its operators.

 

Certain services made available via https://associationforbetterhealth.org are delivered by third party sites and organizations. By using any product, service or functionality originating from the https://associationforbetterhealth.org domain, you hereby acknowledge and consent that ABH may share such information and data with any third party with whom ABH has a contractual relationship to provide the requested product, service or functionality on behalf of https://associationforbetterhealth.org users and customers. The third party sites and organizations presented as part of the ABH benefit offering are contracted to provide their services to individual ABH members as independently owned and operated entities. The third party sites and organizations are neither affiliated with, nor are they responsible for the services provided by ABH or any other third party site and organization, in any way. Each independent third party site and organization represents and warrants only the services specific to their individual company’s offering as provided in the terms and conditions of their member services agreement.

 

No unlawful or prohibited use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use https://associationforbetterhealth.org strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to ABH that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

 

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of ABH or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

 

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. ABH content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of ABH and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of ABH or our licensors except as expressly authorized by these Terms.

 

Third Party Accounts

You will be able to connect your ABH account to third party accounts. By connecting your ABH account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.

International Users

 

The Service is controlled, operated and administered by ABH from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the ABH Content accessed through https://associationforbetterhealth.org in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

 

You agree to indemnify, defend and hold harmless ABH, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. ABH reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ABH in asserting any available defenses.

 

Liability disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ASSOCIATION FOR BETTER HEALTH AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. ASSOCIATION FOR BETTER HEALTH AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ASSOCIATION FOR BETTER HEALTH AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ASSOCIATION FOR BETTER HEALTH AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ASSOCIATION FOR BETTER HEALTH OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

 

Termination/access restriction

ABH reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Arizona and you hereby consent to the exclusive jurisdiction and venue of courts in Arizona in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and ABH as a result of this agreement or use of the Site. ABH's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ABH's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by ABH with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and ABH with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and ABH with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

 

Changes to Terms

ABH reserves the right, in its sole discretion, to change the Terms under which https://associationforbetterhealth.org is offered. The most current version of the Terms will supersede all previous versions. ABH encourages you to periodically review the Terms to stay informed of our updates.

 

Contact Us

ABH welcomes your questions or comments regarding the Terms:

Association for Better Health

c/o Association Service Management, Inc.

4835 E. Cactus Rd., Suite 240
Scottsdale, AZ, 85254

Email Address: hello@associationservice.org

Telephone number: 602-888-8133

Effective as of May 15, 2017

The insurance described in this website provides limited benefits. Group limited medical plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. This insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Plans are underwritten by First Continental Life and Accident Insurance Company and are not major medical insurance and are not designed to replace, provide, or modify major medical insurance. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your association’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. First Continental Life and Accident Insurance Company assumes no responsibility or liability for non-insurance services of third parties. In addition to the insurance premium for the Group Limited Medical Insurance products being offered, the total rate charged to you may include monthly fees for non-insurance products and services and $5.95 per month association dues. The Group Limited Medical insurance plans are endorsed by ABH, but are offered through licensed insurance agencies who are independent companies not affiliated with the association. Association membership terms can be found on the association membership website at associationforbetterhealth.org. Please note that third party products and services are governed by separate terms and conditions that may be different. Products and services may be subject to change. Not available in all states.

 

 

 

 

 

 

 

 

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