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Group Limited Medical Plans for Agents


health coverage SOLUTIONS


Sometimes it may be difficult for insurance agents to find health care options that meet the needs of their clients.  We make obtaining low-cost coverage easy with our Group Limited Medical Plans which agents can offer to members of the Association for Better Health.

Affordability is one of the important issues to individuals who are looking for health care coverage, but we also ensure that our group limited medical plans include meaningful benefits that our members enjoy.

  • $10 Doctor Office Visit Prepay[1]

  • Inpatient coverage (including maternity)[2,6]

  • Prescription Discounts

  • Accident Coverage[2]

  • Critical Illness[2,5]

  • Access to PPO network discounts

  • $0 Copay Telemedicine[3]

  • EAP with up to 3 face-to-face counseling visits[3]

  • AD&D[2,4]

* Benefit amount and maximum days vary by plan​

** 9-month waiting period for normal pregnancy and childbirth

We offer agents the opportunity to sell what we believe are the best products in the marketplace! 

Our highly competitive commission structure will give you an opportunity to replace lost income due to Obamacare. We offer an advance commission model or level monthly commissions. In either model, renewal commissions are never reduced!

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Independent Agents

and Brokers


Licensed Insurance

Call Centers


IMOs, FMOs, Fraternals, and Affinity Partners

[1] The office visit prepay is offered through First Health PPO Network and benefit amount and maximum days vary by plan. [2] Fixed Hospital Indemnity, Accident Medical, Critical Illness and AD&D Plans are underwritten by First Continental Life and Accident Insurance Company. [3] Non-insurance services not provided by First Continental Life and Accident Insurance Company. [4] AD&D benefit amount listed is for Member|Spouse|Child(ren). [5] Payable for 10 conditions: Cancer, Heart Attack, Renal Failure, Stroke, Major Organ Transplant, Multiple Sclerosis, Coronary Artery Bypass Surgery, Alzheimer's, ALS, Terminal Illness.[6] There is a 9-month pre-existing period for normal pregnancy and childbirth.


The insurance described in this website provides limited benefits. Group limited medical plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. This insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Plans are underwritten by First Continental Life and Accident Insurance Company and are not major medical insurance and are not designed to replace, provide, or modify major medical insurance. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your association’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. First Continental Life and Accident Insurance Company assumes no responsibility or liability for non-insurance services of third parties. In addition to the insurance premium for the Group Limited Medical Insurance products being offered, the total rate charged to you may include monthly fees for non-insurance products and services and $5.95 per month association dues. The Group Limited Medical insurance plans are endorsed by ABH, but are offered through licensed insurance agencies who are independent companies not affiliated with the association. Association membership terms can be found on the association membership website at Please note that third party products and services are governed by separate terms and conditions that may be different. Products and services may be subject to change. Not available in all states









Copyright 2019.  All rights reserved.


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