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health coverage for members & families

Obtaining low-cost coverage is easy with our Group Limited Medical Plans

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Welcome

Getting healthcare coverage can be expensive – and complicated. But, with our Group Limited Medical Plans, we offer a unique alternative to traditional healthcare coverage. We make it easy for you to receive the protection that is right for your lifestyle, your budget, and your peace-of-mind.

That's why the Association for Better Health has endorsed the offering of this group health care coverage and made it simple for all of its members to access and attain. The Group Limited Medical insurance plans are offered through independent licensed insurance agencies who are not affiliated with ABH.

We don’t decide what’s best for you – you do! Our levels of coverage include low copay office visits, in-hospital coverage, accident coverage, critical illness, prescription savings, as well as optional dental and vision plans. There are no medical questions asked so everyone has guaranteed acceptance of coverage. Using our nationwide network of doctors and hospitals puts savings in your pocket!

As a currently enrolled member, go to the member page for important plan information. Here you will be able to access phone numbers and links to: member services, claims service, online member portal, physician network search, and featured association member programs.

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The insurance described in this website provides limited benefits. Group limited medical plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. This insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Plans are underwritten by First Continental Life and Accident Insurance Company and are not major medical insurance and are not designed to replace, provide, or modify major medical insurance. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your association’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. First Continental Life and Accident Insurance Company assumes no responsibility or liability for non-insurance services of third parties. In addition to the insurance premium for the Group Limited Medical Insurance products being offered, the total rate charged to you may include monthly fees for non-insurance products and services and $5.95 per month association dues. The Group Limited Medical insurance plans are endorsed by ABH, but are offered through licensed insurance agencies who are independent companies not affiliated with the association. Association membership terms can be found on the association membership website at associationforbetterhealth.org. Please note that third party products and services are governed by separate terms and conditions that may be different. Products and services may be subject to change. Not available in all states.

 

 

 

 

 

 

 

 

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